Using this Website
This website is maintained by Cobalt Business Solutions (Cobalt) for personal and professional viewing and use. For the purposes of these terms and conditions, all references to the “User” are to any person who accesses or uses this website or any of the services provided by it, whether on his or her own behalf or on behalf of an organization or institution whom he or she represents.

User Responsibilities
User names and passwords are not transferable and the User must keep them strictly confidential and secure. The User will use this website only in accordance with these terms and conditions and only for lawful purposes and in a lawful manner. If the User submits information for display on this website, then he or she is responsible for ensuring that it is true, accurate, complete and up to date. The User is also responsible for ensuring that no data is uploaded or submitted which is defamatory, obscene, abusive or otherwise objectionable, or in breach of any applicable laws or third party rights. By submitting data for display on this website, the User warrants that he or she has taken all reasonable precautions to ensure that it is free from viruses and anything else which may have a contaminating or destructive effect on any part of this website or any other technology. The User will make no attempt to undermine the integrity of this website or any of its content and will not adapt or circumvent the systems in place in connection with this website nor access it other than through normal operations.
Systematic downloading of files is prohibited.

Privacy Policy
Cobalt Business Solutions takes the privacy of its Users very seriously and is committed to safeguarding that privacy. Please refer to Cobalt's 'Privacy Policy' for more details.

Disclaimer
The terms of Cobalt's Disclaimer are incorporated within these terms and conditions.

Miscellaneous
Without limiting its rights to seek other remedies, Cobalt reserves the right to change, alter or remove all or part of this website, temporarily or permanently, and without notice and without liability. This includes the right to remove offending material placed on this website by the User that Cobalt considers to constitute misuse of this website or to be potentially harmful to other Users. These terms and conditions are in addition to, and supplement, any other terms and conditions which the User is required to accept in order to access any of Cobalt’s specific goods or services on this website.
Cobalt will use its reasonable endeavours to allow uninterrupted access to this website but access may be suspended, restricted or terminated at any time. Cobalt has the right to amend these terms and conditions at any time and continued use of this website after the change will be deemed as acceptance of the changed terms and conditions. It is the responsibility of the User to check the terms and conditions regularly for changes and to discontinue use if the User is unhappy with the changes. Cobalt reserves the right to prohibit access by persons to all or part of this website or the services provided on it at its sole discretion. Each provision of these terms and conditions shall be construed separately and independently of each other and the invalidity of any one part shall not affect the validity of any other part. Federal and State laws governs these terms and conditions and the Colorado State courts have exclusive jurisdiction to determine any disputes.